Terms & Conditions

Welcome to Fin Wealth Financial Services Pvt. Ltd.  By using our website, services, or applying for a loan through our platform, you agree to the following Terms & Conditions. Please read them carefully.

1. Eligibility

  • You must be 18 years or older and legally competent to enter into a binding agreement.

  • Loan services are available only to Indian residents.

  • Loan approval is strictly subject to the eligibility criteria of partner Banks and NBFCs.

2. Nature of Services

  • We are a Direct Sales Agent (DSA), facilitating personal loans and other financial products from Banks/NBFCs.

  • We do not provide loans directly. Final approval, disbursement, interest rates, and terms are solely decided by the respective financial institution.

  • Loan offers, interest rates, tenure, and processing fees may vary from one lender to another.

3. User Responsibilities

  • You agree to provide accurate, complete, and up-to-date information while applying.

  • You must not submit false, forged, or misleading documents.

  • You authorize us to share your application details with partner Banks/NBFCs for loan processing.

4. Documentation

  • Mandatory documents may include PAN, Aadhaar, salary slips, bank statements, and proof of address.

  • Submission of documents does not guarantee loan approval.

  • All documents will be handled as per our Privacy Policy.

5. Fees & Charges

  • We do not charge any upfront fee for loan applications.

  • Any processing fees, prepayment charges, or foreclosure charges are levied by the respective bank/NBFC and communicated to you in advance.

6. Approval & Disbursement

  • Loan approval is at the sole discretion of the Bank/NBFC.

  • Processing time may vary depending on lender policies and completeness of documents.

  • We shall not be liable for delays, rejections, or changes in loan offers.

7. Disclaimer

  • We make no guarantees regarding loan approval, loan amount, interest rates, or tenure.

  • All financial products are subject to the terms of the respective Bank/NBFC.

  • The website content is for informational purposes only and should not be considered financial advice.

8. Limitation of Liability

  • We shall not be held responsible for:

    • Any rejection of loan applications.

    • Any financial loss, penalty, or damage arising out of loan transactions.

    • Decisions made by partner Banks/NBFCs.

9. Privacy & Data Usage

  • By submitting your details, you consent to us sharing your information with partner Banks/NBFCs for loan processing.

  • We ensure your personal data is kept confidential and secure.

  • For more information, refer to our Privacy Policy.

10. Amendments

  • We reserve the right to modify these Terms & Conditions at any time.

  • Updated terms will be effective immediately upon posting on the website.

11. Governing Law

  • These Terms & Conditions shall be governed by and interpreted under the laws of India.

  • Any disputes will be subject to the jurisdiction of courts in Mumbai, India.

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